Habitat IThe ad market
recurring, yearly
You are the inventory.
Platforms don't sell your data; they rent access to your attention, targeted using it. That's why the number is large and recurring: Meta alone reported $57 per person worldwide in 2025, and several hundred dollars a year for North American users across the big platforms combined.
Habitat IIThe broker market
per record, in bulk
You are the product, in bulk.
List brokers sell your actual record for cents: name, address, segments like "expecting parent" or "ailment interest". The insult isn't the price; it's the volume. Hundreds of databases hold you, each monetizing you year after year without asking.
Habitat IIIThe black market
once, if breached
You are the loot.
Stolen records have a listed street price: $10–40 for a card with CVV, $200–1,000 for a bank login, $260–310 for a medical record. It's the only market where your data is worth more than the platforms' version of you, and the only one you never get to opt into.